Researcher claims solution to P vs NP math problem
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Researcher claims solution to P vs NP math problem

Wednesday, August 11, 2010

Vinay Deolalikar, a mathematician who works for HP Labs, claims to have proven that P is not equal to NP. The problem is the greatest unsolved problem in theoretical computer science and is one of seven problems in which the Clay Mathematics Institute has offered million dollar prizes to the solutions.

The question of whether P equals NP essentially asks whether there exist problems which take a long time to solve but whose solutions can be checked quickly. More formally, a problem is said to be in P if there is a program for a Turing machine, an ideal theoretical computer with unbounded amounts of memory, such that running instances of the problem through the program will always answer the question in polynomial time — time always bounded by some fixed polynomial power of the length of the input. A problem is said to be in NP, if the problem can be solved in polynomial time when instead of being run on a Turing machine, it is run on a non-deterministic Turing machine, which is like a Turing machine but is able to make copies of itself to try different approaches to the problem simultaneously.

Mathematicians have long believed that P does not equal NP, and the question has many practical implications. Much of modern cryptography, such as the RSA algorithm and the Diffie-Hellman algorithm, rests on certain problems, such as factoring integers, being in NP and not in P. If it turned out that P=NP, these methods would not work but many now difficult problems would likely be easy to solve. If P does not equal NP then many natural, practical problems such as the traveling salesman problem are intrinsically difficult.

In 2000, the Clay Foundation listed the “Clay Millenium Problems,” seven mathematical problems each of which they would offer a million dollars for a correct solution. One of these problems was whether P equaled NP. Another of theseseven, the Poincaré conjecture, was solved in 2002 by Grigori Perelman who first made headlines for solving the problem and then made them again months later for refusing to take the prize money.

On August 7, mathematician Greg Baker noted on his blog that he had seen a draft of a claimed proof by Deolalikar although among experts a draft had apparently been circulating for a few days. Deolalikar’s proof works by connecting certain ideas in computer science and finite model theory to ideas in statistical mechanics. The proof works by showing that if certain problems known to be in NP were also in P then those problems would have impossible statistical properties. Computer scientists and mathematicians have expressed a variety of opinions about Deolalikar’s proof, ranging from guarded optimism to near certainty that the proof is incorrect. Scott Aaronson of the Massachusetts Institute of Technology has expressed his pessimism by stating that he will give $200,000 of his own money to Deolalikar if the proof turns out to be valid. Others have raised specific technical issues with the proof but noted that the proof attempt presented interesting new techniques that might be relevant to computer science whether or not the proof turns out to be correct. Richard Lipton, a professor of computer science at Georgia Tech, has said that “the author certainly shows awareness of the relevant obstacles and command of literature supporting his arguments.” Lipton has listed four central objections to the proof, none of which are necessarily fatal but may require more work to address. On August 11, 2010, Lipton reported that consensus of the reviewers was best summarized by mathematician Terence Tao, who expressed the view that Deolalikar’s paper probably did not give a proof that P!=NP even after major changes, unless substantial new ideas are added.

Retrieved from “https://en.wikinews.org/w/index.php?title=Researcher_claims_solution_to_P_vs_NP_math_problem&oldid=1916312”

The Advantages Of Purchasing Hollow Metal Doors For Your Home Or Business

byAlma Abell

When building a house or just replacing the doors on the home you live in there are many different choices on what type of doors you will have installed on it. There are wooden doors, glass doors and metal doors to choose from. One thing you should look at is which type of door will withstand the test of time. You will not want to have to replace the door after just a few years due to wear and tear from use, weather and other elements that cause the item to look shabby or wear out. One such type of door you may want to seriously consider checking into are different styles of Hollow Metal Doors.

These types of doors are strong, durable and will last for many years to come. Through tests hollow doors will surpass other types of doors when it comes to security, safety from vandalism or fire and also in sound reduction. All of these reasons are very important to the safety and comfort of your family. Also when it comes to lasting through the wear and tear of elements it has been shown that these types of doors outlast the others that are on the market. There is less maintenance and upkeep than with any other type of door. Do you want to spend time every year repainting a door when you can purchase one that does not need it done as often? These types of doors can be repaired easier and cheaper than having to replace the standard wooden doors.

While all of those things are important reasons to purchase the metal doors you may want to consider something else that will benefit the world for many years to come. Have you seen what wooden doors look like after their time has passed? A Wooden door could pollute the environment either in the landfill or air by burning them. The Hollow Metal Doors are also a great advantage to the environment. Since metal and steel can be recycled it is keeping them out of the landfill. These doors can be melted down and recycled into something else that can be used for many years to come. Recycling is an important part in protecting the earth for our future generations. Get in touch with us for more updates.

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Bank of England governor warns housing market is biggest threat to UK economy
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Bank of England governor warns housing market is biggest threat to UK economy

Sunday, May 18, 2014

The governor of the Bank of England, Mark Carney, has warned that the state of the housing market in the United Kingdom is the current biggest domestic threat to the country’s economy, due to lack of house building, and regulatory issues.

In an interview to be aired on Sky News today, he said the housing market is the “biggest risk” to the economy and has “deep, deep structural problems”. Of house building he said: “There are not sufficient houses built in the UK. To go back to Canada, there are half as many people in Canada as in the UK, twice as many houses are built every year in Canada as in the UK and we can’t influence that.”

“We’re not going to build a single house at the Bank of England. We can’t influence that. What we can influence […] is whether the banks are strong enough. Do they have enough capital against risk in the housing market?”

Carney also said the Bank of England would look into the procedures used to issue loans and mortgages to see if they were being granted appropriately: “We’d be concerned if there was a rapid increase in high loan-to-value mortgages across the banks. We’ve seen that creeping up and it’s something we’re watching closely.”

Kris Hopkins responded to Carney on behalf of the government, saying the government “inherited a broken housing market, but our efforts to fix it are working”. “We’ve scrapped the failed top-down planning system, built over 170,000 affordable homes and released more surplus brownfield sites for new housing. We’ve also helped homebuyers get on the housing ladder, because if people can buy homes builders will build them. Housebuilding is now at its highest level since 2007 and climbing. Last year councils gave permission for almost 200,000 new homes under the locally-led planning system and more than 1,000 communities have swiftly taken up neighbourhood planning. It’s clear evidence the government’s long-term economic plan is working.”

Earlier this month, the Organisation for Economic Co-operation and Development called on the UK government to “tighten” access to the ‘Help to Buy’ scheme introduced by George Osborne and the coalition government in 2013. ‘Help to Buy’ has also recently been criticised by three former Chancellors of the Exchequer — the Conservatives Norman Lamont and Nigel Lawson, and former Labour Chancellor Alistair Darling. Darling said: “Unless supply can be increased substantially, we will exacerbate that situation with schemes like Help to Buy.”

Retrieved from “https://en.wikinews.org/w/index.php?title=Bank_of_England_governor_warns_housing_market_is_biggest_threat_to_UK_economy&oldid=4228589”

US Senate passes new bankruptcy bill
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US Senate passes new bankruptcy bill

Saturday, March 12, 2005

In a vote of 74-25 last Thursday, the US Senate passed a measure that would change bankruptcy laws, making it harder for individuals seeking relief from their debt burden to avoid repayment. Almost twenty Democrats joined Republicans, who currently hold a majority of the seats in the US Senate, in passing the bill.

Lobbyists for credit card companies and financial services firms have worked for the bill during the last two administrations. A similar measure passed both the Senate and House during the previous administration, but then President Bill Clinton pocket-vetoed the measure in 2000.

Democrats sought to soften the bill by allowing bankruptcy filers to negotiate directly with lenders for relief, but the amendments were defeated by the Republican-controlled Senate. Proponents of the bill claim the rise of bankruptcy filings to nearly 1.5 million a year shows that abusers of credit use the filings to shield themselves from irresponsible practices.

“There has been an explosion of bankruptcy,” said Iowa Republican Sen. Charles E. Grassley, the bill’s sponsor. “We preserve the principle of a fresh start, but we also establish a principle that if you have the ability to repay some of your debt, you are not going to get off scot-free.” However, Massachusetts Democratic Sen., Edward M. Kennedy said, “This legislation makes the bankruptcy courts of the United States the collection agency for the credit-card industry.”

The bill impacts a broad spectrum of bankruptcy law, but the most significant impact is on personal bankruptcy filings. Individuals who get behind in repaying credit card debt face high interest charges and stiff late payment fees. By only meeting minimum payment requirements, borrowers remit to the lender over the life of the loan an amount in interest and other fees that can far exceed the value of the principal balance of the loan. This can put consumers who run up high balances on various cards at financial risk of default. Critics of the bill blame these aggressive lending practices as a contributing factor in the rising trend of bankruptcy filings from 1996.

The proposed bill doesn’t only affect debtors with credit card debt.

It also affects debtors who have run up large medical bills.

Patients with a past medical history that disqualifies them from full medical coverage, can easily find themselves facing insurmountable medical bills after just a short stay in the hospital. These individuals will no longer be able to get a fresh start after these personal disasters, and will be forced to live in poverty until they can pay off their medical bills as part of their Chapter 13 filing. (Prior to this bill, they would have been able to file Chapter 7, completely discharging their debt.)

Chapter 7, which accounts for 70% of bankruptcy filings, allows individuals to eliminate most non-secured debts after liquidating assets, with the notable exemption of one’s principle residence in most states. The Senate passed bill would change Chapter 7 eligibility by applying a means-test, where those with a median income higher than the state average would be required to file under Chapter 13 provisions. Under Chapter 13 protection, an individual’s debt is not forgiven; rather it is restructured for payment under more lenient terms.

This was the first major overhaul of federal bankruptcy law in many years.

Under the old bankruptcy law, a personal bankruptcy attorney could not be held financially responsible for his clients mendacity. Under the new bankruptcy law, the bankruptcy attorney is responsible for his client’s lies to the Court about his assets and the bankruptcy attorney and his insurance carrier can be held responsible by the Bankruptcy Court.

The result is that personal bankruptcy attorneys (this does not apply to corporate bankruptcy attorneys) are likely to flee the personal bankruptcy field when the new law takes effect. Their insurance companies will not offer the sort of coverage that they would need to continue to practice.

So when consumers need to file personal bankruptcy under the new law, they will be unlikely to find a bankruptcy attorney to represent them. Consumers will have to file pro se: such consumers will be likely to fail due to the complexity of the law.

The bottom line is that the field of personal bankruptcy law as a practice area of law will cease to exist when the new bankruptcy law takes effect, and consumers will be unable to secure legal counsel and so consumers will lose what legal protections counsel now affords them.

Under the new bankruptcy law about one half million Americans will be forest to pay for at lest 5 years on longer they will be held in servitude as chattel they will be completely subservient to a dominating influence of the company that holds the loan. Their loan will be put on the market for sale for profit. The people will be forced to work harder. People who fail to go to court will have a arrest warrant made out in their name and people who refuseto pay. They will be subject to fines and or jail. About fifty thousand Americans will punished by a fine and or about three thousand Americans every year will go to jail under the new bankruptcy law. For some people this will be a third strike they will be put in jail for life.

The bill has the support of President Bush, and its passage in the House sometime next month seems likely. If enacted into law, lending companies will recover more money on what otherwise would be written off as bad loans. Those persons of median and higher income seeking relief would be required to file under Chapter 13 status and pay up to $100 per month under court imposed conditions. It is expected the proposed changes would cause a sharp increase in filings before the new law could take effect.

Retrieved from “https://en.wikinews.org/w/index.php?title=US_Senate_passes_new_bankruptcy_bill&oldid=4493827”

BDSM as business: An interview with the owners of a dungeon
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BDSM as business: An interview with the owners of a dungeon

Sunday, October 21, 2007

Torture proliferates American headlines today: whether its use is defensible in certain contexts and the morality of the practice. Wikinews reporter David Shankbone was curious about torture in American popular culture. This is the first of a two part series examining the BDSM business. This interview focuses on the owners of a dungeon, what they charge, what the clients are like and how they handle their needs.

When Shankbone rings the bell of “HC & Co.” he has no idea what to expect. A BDSM (Bondage Discipline Sadism Masochism) dungeon is a legal enterprise in New York City, and there are more than a few businesses that cater to a clientèle that wants an enema, a spanking, to be dressed like a baby or to wear women’s clothing. Shankbone went to find out what these businesses are like, who runs them, who works at them, and who frequents them. He spent three hours one night in what is considered one of the more upscale establishments in Manhattan, Rebecca’s Hidden Chamber, where according to The Village Voice, “you can take your girlfriend or wife, and have them treated with respect—unless they hope to be treated with something other than respect!”

When Shankbone arrived on the sixth floor of a midtown office building, the elevator opened up to a hallway where a smiling Rebecca greeted him. She is a beautiful forty-ish Long Island mother of three who is dressed in smart black pants and a black turtleneck that reaches up to her blond-streaked hair pulled back in a bushy ponytail. “Are you David Shankbone? We’re so excited to meet you!” she says, and leads him down the hall to a living room area with a sofa, a television playing an action-thriller, an open supply cabinet stocked with enema kits, and her husband Bill sitting at the computer trying to find where the re-release of Blade Runner is playing at the local theater. “I don’t like that movie,” says Rebecca.

Perhaps the most poignant moment came at the end of the night when Shankbone was waiting to be escorted out (to avoid running into a client). Rebecca came into the room and sat on the sofa. “You know, a lot of people out there would like to see me burn for what I do,” she says. Rebecca is a woman who has faced challenges in her life, and dealt with them the best she could given her circumstances. She sees herself as providing a service to people who have needs, no matter how debauched the outside world deems them. They sat talking mutual challenges they have faced and politics (she’s supporting Hillary); Rebecca reflected upon the irony that many of the people who supported the torture at Abu Ghraib would want her closed down. It was in this conversation that Shankbone saw that humanity can be found anywhere, including in places that appear on the surface to cater to the inhumanity some people in our society feel towards themselves, or others.

“The best way to describe it,” says Bill, “is if you had a kink, and you had a wife and you had two kids, and every time you had sex with your wife it just didn’t hit the nail on the head. What would you do about it? How would you handle it? You might go through life feeling unfulfilled. Or you might say, ‘No, my kink is I really need to dress in women’s clothing.’ We’re that outlet. We’re not the evil devil out here, plucking people off the street, keeping them chained up for days on end.”

Below is David Shankbone’s interview with Bill & Rebecca, owners of Rebecca’s Hidden Chamber, a BDSM dungeon.

Retrieved from “https://en.wikinews.org/w/index.php?title=BDSM_as_business:_An_interview_with_the_owners_of_a_dungeon&oldid=3063132”

Nursing Scrub Jackets For Your Daily Work}

Submitted by: Max W Johnson

If you are having a hard time in choosing your nursing scrub jackets for your profession, there are custom scrub jackets that may offer you the free will of choosing the kind where you will appreciate your workplace. Most of the custom scrub jackets may be worn as part of your medical uniform and simply adds sparkle on your everyday medical wardrobe. Customized nursing scrub jackets offer you uniqueness while remaining the looks of your professionalism.

As we all know, if you are in the medical field, it very difficult to stay unique. Nametags are required to let your patient know your name, but the customized nursing scrub jacket can show your name in a simple way where you dont have to wear your nametag all the time. This is not just what this jacket can offer you. In fact, these scrub jackets are functional and are customized for your medical fields needed. Here are some reasons for you to have customized nursing scrub jackets as part of your career:

[youtube]http://www.youtube.com/watch?v=CMkSitJv_9g[/youtube]

These nursing scrub jackets can help you to separate staff from other staff that are not in your division. This also allows you to remain professional and yet fashionable. This offers you a unique opportunity in changing your jackets for special themed work day, holidays, occasions without paying for a set of scrubs. That allows you to save more money. Plus you get to be truly unique and express your individuality every time you wear your unique design.

This nursing scrub jacket allows you to change quickly from one place to another in changing the wardrobe scrub collection. If you are working in big hospitals, customized nursing scrub jackets can help you to recognize each position. This also benefits your patients as well as medical staff. This can also help you to keep warm when the temperature gets unbearable. Customized nursing scrub jackets also allow you to save more money; instead of buying customized scrub tops and scrub pants, buy this kind of nursing jacket that will help you to look fashionable.

Whatever customized nursing scrub jacket you are looking for, there is no doubt that this is available in the market. Nursing scrub jackets also offer reliability, functionality and versatility to your place of work environment. This allows you to stay professional while maintaining your fashion and individuality. When you plan to buy nursing scrub jacket, you allow yourself to add something special on your career. In addition to this, you may also get scrub jacket with your name on it and your company logo and name. This doesnt only offers designs, styles, color, and patterns. This offers you the comfort and warmth every time you are on your shift. Aside from showing them your personality, this also allows you to express what you feel on that day. The nursing scrub jackets are easy to find online stores and local shops have them. Just remember to choose the right design of customized nursing scrub jackets and the right size for your body built to make sure that you get the best deals on your scrub jacket.

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Ozzy Osbourne’s personal possessions fetch $800,000 for charity
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Ozzy Osbourne’s personal possessions fetch $800,000 for charity

Sunday, December 2, 2007

American heavy metal performer Ozzy Osbourne, who became famous as the lead vocalist for Black Sabbath and later as a solo act, has raised more than US$800,000 for The Sharon Osbourne Colon Cancer Program, founded by his spouse Sharon Osbourne at the Cedars Sinai Hospital, by auctioning off personal items.

A number of the items that he auctioned off over the two day period have been seen on his reality TV show The Osbournes, which featured home life with Sharon, Ozzy and their two children. Amongst some of the higher-priced items were a carved walnut Victorian-style custom built pool table which raised $11,250, a painting from Edourad Drouot which fetched $10,500, a pair of Ozzy’s famous round glasses which raised $5,250 and a dog bed given to Sharon by Elton John which sold for $2,375.

Some more famous items were also amongst the 500 lots offered. Ozzy’s black satin coat, complete with bat-wing cape, raised $3,300 and a hand-painted floral cup used regularly on The Osbournes made $1,625. A bronze plaque of a demon’s head that was regularly seen in its position adorning the front door of their house had been expected to go for $800 to $1,200instead raised $8,750. A wire model of the Eiffel Tower from on the kitchen table sold for $10,000, while skull-covered trainers Ozzy had worn reached $2,625. Bidders came from as far away as Germany to buy what they could from his mansion in Beverly Hills, California.

However, three cars included in the auction failed to attract bidders and did not sell. They were a 2006 Bentley Continental Flying Spur, estimated at $160,000 to $180,000, a 2005 Cadillac CTS-V sedan estimated at $30,000 to $40,000 and a 1950 Oldsmobile Futuramic 88 Club Coupe previously owned by author Danielle Steel estimated at $40,000 to $50,000. Sharon had earlier said of the cars “We’re not great car people. They really don’t do a lot for us.

Darren Julien, president of Julien’s Auctions, which organised the two-day sale, said “It did very well. It raised some good money for a very worthy cause.”

“For a celebrity garage sale, it was pretty spectacular.,” he went on. He also commented on the fact that there was fierce competition for the many artworks included. “We had Ozzy fans bidding against these sophisticated fine art buyers, which you don’t see every day. For the most part the metalheads were outbidding the art crowd.”

Retrieved from “https://en.wikinews.org/w/index.php?title=Ozzy_Osbourne%27s_personal_possessions_fetch_$800,000_for_charity&oldid=4281878”

Wikinews interviews 2020 US Libertarian Party presidential candidate Adam Kokesh
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Wikinews interviews 2020 US Libertarian Party presidential candidate Adam Kokesh

Saturday, September 7, 2019

Adam Kokesh, an Iraq War veteran, activist, radio show host, and currently a candidate for the US Libertarian Party’s 2020 presidential nomination, spoke with Wikinews to discuss his background, political positions, and campaign for President of the United States.

Kokesh, who hails from Arizona, has been active in the anti-war movement since returning home from combat in Iraq. After an initial honorary discharge from active duty with the US Marine Corp in 2006, Kokesh was given a general discharge from the Marine Forces Reserve in 2007 after images of him wearing his uniform while participating in a protest with the Iraq Veterans Against the War were published in The Washington Post. Kokesh has also been involved in demonstrations in support of free speech, gun rights, and marijuana decriminalization. Some of these activities have resulted in his arrest. Kokesh previously hosted a show on RT and currently hosts a show on internet radio.

Politically, Kokesh supported the 2008 and 2012 presidential campaigns of Ron Paul. He was a featured speaker at Paul’s Rally for the Republic in 2008. Kokesh ran for US Congress as a Republican in 2010 in New Mexico and for US Senate in Arizona in 2018. He announced his 2020 candidacy in 2013 during a jailhouse interview. He has based his campaign on the pledge to begin “dissolving the federal government in a peaceful, orderly manner” and to resign as president and take the title of “Custodian of the Federal Government.”

Other contenders for the Libertarian Party’s 2020 presidential nomination include former Libertarian Party Vice Chairman Arvin Vohra, businessman John McAfee, and New Hampshire state representative Max Abramson. Congressman Justin Amash and former Rhode Island governor and US Senator Lincoln Chafee are both reportedly considering runs. Former New York gubernatorial candidate Larry Sharpe and former Massachusetts governor William Weld were both previously considered potential candidates but Sharpe suggested he would not run and Weld has decided to run in the 2020 Republican Party presidential primaries, challenging President Donald Trump.

With accredited Wikinews reporter William S. Saturn, Kokesh details his background and activism, his thoughts on the Libertarian Party, the Presidency of Donald Trump, and the goals for his campaign and presidency.

Retrieved from “https://en.wikinews.org/w/index.php?title=Wikinews_interviews_2020_US_Libertarian_Party_presidential_candidate_Adam_Kokesh&oldid=4635180”

U.S. warns of al Qaeda threat to stock trading and banking websites
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U.S. warns of al Qaeda threat to stock trading and banking websites

Friday, December 1, 2006

The U.S. government warned private financial services that al Qaeda is planning a cyber attack on the U.S. stock and bank accounts, officials said on Thursday.

Homeland Security spokesman Russ Knocke says: “There is no information to corroborate this aspirational threat. As a routine matter and out of an abundance of caution, US-CERT issued the situational awareness report to industry stakeholders.”

The officials said that the attacks are aimed at destroying the databases of U.S. banking and stock market web sites. The Homeland Security group claims that the threat was for all of December.

A U.S. official said that the threat was posted on an website and called for the attack to avenge the imprisonment of Muslims in the Guantanamo detention camp.

Retrieved from “https://en.wikinews.org/w/index.php?title=U.S._warns_of_al_Qaeda_threat_to_stock_trading_and_banking_websites&oldid=440892”

How To Find Money To Pay Off Debt

By Kristine McKinley

One of the biggest challenges that many people face when trying to pay off debt is finding money to apply towards their debts. In order to pay off your debt, you have to pay more than the minimum payment, but this can be hard to do when you’re having trouble just making ends meet each month.

So where can you find additional money to apply to your credit card debts each month? Here are several ideas:

Tax refund: Do you typically get a large tax refund each year? If you do, then you can apply part or all of the refund to your debts. In addition, you should adjust your withholding so that less taxes are withheld from each check; you’ll get a smaller income tax refund, but you’ll have more money to apply towards your debt payments each month. The last thing you want to do is give Uncle Sam an interest free loan when you have high interest credit cards!

Savings: Nobody wants to cash out their savings account to pay off credit card debt, but when you have credit cards that are costing you 18% or more in interest each month and your savings are only earning 4% (or less), it just makes sense to use some of your savings to get rid of that nasty credit card debt.

[youtube]http://www.youtube.com/watch?v=3e5H9b9IM_Q[/youtube]

Bonuses, raises and overtime: Anytime you get a raise, bonus or earn overtime, you should use at least a portion of that money to pay towards your debt. Since this is “extra” money that you didn’t have before, you shouldn’t miss the money that you put towards your debt.

Part time or temporary work: If you’re really in a debt bind, consider getting a part time, seasonal or temporary job. It doesn’t have to be forever, just long enough to pay off or at least make a dent in your debt.

Sell things: Another option is to sell things to raise money. Have a yard sale or sell items no longer used on eBay. Sell books that you no longer read on Amazon or http://Half.com. You’ll be surprised at how much some items will sell for on an online auction!

Borrow from family and friends: Everyone hates to ask family and friends for money, but if you’re in over your head and you have family members in a position to help, this is an option you shouldn’t ignore. If it helps, you can draw up a written agreement so that each party knows what to expect, and there’s no chance for disagreements or hard feelings down the road.

Borrow against your home equity: This is not an option to take lightly. Yes, you can reduce the interest you are paying on your debts significantly by taking out a home equity loan, but remember that your home is at risk if you are unable to make the payments for any reason. Choose this option only if you are 110% sure that you can continue to make your payments, even in the event of a job loss or other emergency.

Reduce spending: Although listed last, this is probably the first strategy you should take to find extra money to pay off debts. You should review your spending to see if there are any areas that you can cut back on to generate additional cash to be applied towards your debt. Some typical areas that can be cut back on, at least temporarily, to help pay off debt include food (both groceries and eating out), entertainment (gym memberships, magazine subscriptions, cable, internet, trips to the book store) and personal care (haircuts, clothing, housekeeping, etc.).

These are just a few suggestions on how you can find money to help pay down your debts quicker. There are hundreds of other ways you can find money to use towards your debt if you are motivated to look for them.

About the Author: Does credit card debt have you stressed out? Learn how to get out of debt and on the road to financial freedom at livingdebtfree2008.com Kristine A. McKinley, CFP, CPA, teaches individuals and families how to invest and plan for retirement, college, and other financial goals. Kristine offers financial and tax planning on an hourly, fee-only basis. For more personal finance tips, please visit moneywisecoach.com

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